At Granite Oak Private Wealth, we believe informed decisions start with clear, practical financial guidance. That’s why we created this resource hub – to help you stay ahead of market trends, navigate complex financial decisions, and align your strategy with your long-term goals.

Whether you’re planning for retirement, managing investments, or preparing for a major life transition, our insights are designed to provide clarity and direction. As you explore our latest articles, you’ll find timely perspectives and actionable ideas to help you make confident, well-informed decisions about your financial future.

The 2027 Social Security COLA: What 3.6% Means for Your Retirement Plan

Social Security benefits rise 3.6% in 2027. Here’s how much of that raise you’ll actually keep after Medicare and taxes, and what to review before year-end.
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Heritage & Wealth: How Diverse Communities Are Building Multi-Generational Prosperity

Multi-generational wealth is about more than an inheritance. Learn how family heritage and values shape priorities like homeownership, business ownership, investing, and passing down financial knowledge, plus the estate planning steps that help protect what you’ve built for the next generation.
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surviving spouse reviewing finances after the widow's penalty

The Widow’s Penalty: How Taxes Change After Losing a Spouse

After losing a spouse, many survivors move to single filing while much of the household income continues. Here’s how the widow’s penalty works and what couples can plan for now.
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Wealth Is More Than What’s in Your Investment Accounts

One of the first things people often want to know when they sit down to talk about their finances is, “How are my investments doing?” It’s a fair question. Your investment accounts are an important part of your financial picture.
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couple looking at open enrollment

Open Enrollment for High Earners: 7 Decisions That Affect Your Wealth

Most open enrollment advice focuses on one question: which health plan should you pick? That matters, of course. But open enrollment for high earners involves much more than a deductible. The choices you lock in over the next few weeks can shape your taxes and retirement savings.
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Granite Oak Private Wealth Market Update September 2026

Market Update September 2026

The market has given investors plenty to worry about this year: higher interest rates, inflation concerns, geopolitical uncertainty, and plenty of questions surrounding artificial intelligence. And yet, stocks continue to perform well. So what does that mean for your portfolio?
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retired couple looking at Medicare options

Medicare IRMAA: Year-End Moves Before Open Enrollment

Medicare open enrollment runs from October 15 through December 7, 2026. For the next few weeks, you’ll hear plenty about comparing plans.
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federal reserve rate hike percentage Granite Oak

Fed Rate Hike and Retirement: What Changes for You Now

On September 16, 2026, the Federal Reserve raised its benchmark rate by a quarter point. The new target range is 3.75% to 4%. It's the first increase since 2023, and it caught plenty of people off guard.
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Wealth Management vs. Financial Planning: What’s the Difference?

If you’ve ever looked into working with a financial advisor, you’ve probably come across the terms “financial planning” and “wealth management.” They can sound like they mean the same thing. In many ways, there’s quite a bit of overlap. However, there are differences between the two.
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